The authors dedicate this curriculum to low-income people who struggle daily to address their families’ most basic economic needs. We also acknowledge the commitment of the many human service professionals and allies who advocate tirelessly for social and economic justice. We hope that readers will find this curriculum to be informative and that it will support your efforts to help strengthen the economic security of low-income individuals, families and communities.

NOTE: Should you have any questions about the material, consult with your professor, or email us at

Click below to download the Economic Literacy PDF, units 1-24:

Unit 1: Me, Myself & Money
Unit 2: Transforming Traditional Human Services Roles
Unit 3: Social Work and Economic Literacy
Unit 4: Practice Considerations
Unit 5: Why Now? The Loss of Economic Security
Unit 6: The Economy
Unit 7: The Policy Tools
Unit 8: The Labor Market
Unit 9: The Wage Picture
Unit 10: Controlling Prices
Unit 11: Deficit & the Debt
Unit 12: Unemployment
Unit 13: Poverty
Unit 14: Inequality
Unit 15: Economic Growth
Unit 16: Public Benefits
Unit 17: Tax Credits
Unit 18: Savings, Credit & Debt
Unit 19: Investments
Unit 20: Assessment — Individuals & Families
Unit 20A: Supplemental Resources for Unit 20
Unit 21: Interventions — Money Management & Protection
Unit 22: Economics & the Human Services Organization
Unit 22A: Supplemental Resources for Unit 22
Unit 23: Local Neighborhoods
Unit 24: Advocacy Tools & Research